Terms & Conditions

Introduction

Welcome to FinBrain Technologies (“FinBrain,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of the FinBrain website (finbrain.tech), FinBrain Terminal (terminal.finbrain.tech), FinBrain REST API, Python SDK, Model Context Protocol (MCP) integration, and all related services, interfaces, content, and data (collectively, the “Services”).

By accessing, registering for, or using any of the Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Services.

Description of Services

FinBrain provides aggregated alternative data and analytics for publicly traded companies and global markets. Our data is derived from publicly available sources, proprietary models, and licensed feeds. The categories we cover include, without limitation:

• Quantitative price forecasts and trading signals
• Public disclosure and filing data
• Public insider and legislative trading activity
• Public corporate influence and regulatory filings
• Public government spending and contract awards
• Public sentiment, news, and social activity indicators
• Public employment, product, and consumer interest indicators
• Public macroeconomic, market structure, and positioning indicators
• Public event and risk monitoring indicators

We do not disclose the specific sources, providers, or collection methodologies underlying our datasets except as required to operate the Services. The composition, coverage, and sources of any dataset may change at any time without notice.

Account Registration

To access paid Services you must:

• Register an account with accurate, current, and complete information
• Maintain the confidentiality of your credentials, API keys, and access tokens
• Promptly notify us of any unauthorized use of your account
• Be at least 18 years of age or the age of legal majority in your jurisdiction
• Not be on any U.S. or international sanctions list or otherwise prohibited from receiving services

You are solely responsible for all activity that occurs under your account and for all use of any API keys issued to you.

Subscription and Payments

Plans and Pricing

Plan	Monthly	Annual
FinBrain Terminal	$99	$990
Terminal + API + MCP	$499	$4,990
Enterprise	Custom	Custom

Current pricing is published at finbrain.tech and may be updated from time to time. Enterprise pricing is negotiated separately.

Billing

• Subscriptions renew automatically on a monthly or annual basis until cancelled
• All fees are stated in U.S. dollars and are exclusive of taxes, which are your responsibility
• All fees are non-refundable except where required by law
• We may change pricing for future billing cycles with reasonable notice (typically 30 days)
• Failed payments may result in suspension or termination of access

Cancellation

You may cancel your subscription at any time from your account dashboard. Cancellation takes effect at the end of your current billing period; no prorated refunds are provided.

License Grant

Subject to these Terms and your timely payment of applicable fees, FinBrain grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services and the data delivered through them solely for your internal business or personal research purposes.

All rights not expressly granted are reserved by FinBrain.

Acceptable Use

You agree that you will NOT, and will not permit any third party to:

• Use the Services for any illegal, fraudulent, or unauthorized purpose, or in violation of any applicable law, regulation, or exchange rule
• Redistribute, resell, republish, sublicense, syndicate, or otherwise make available the data to any third party without purchasing a separate redistribution license from FinBrain
• Use the data to build, train, or improve any product or service that competes with FinBrain
• Use the data as a direct input to train or fine-tune machine learning models, large language models, or other AI systems, except as expressly permitted in your subscription tier or under a separate written agreement
• Incorporate the data into any data product, feed, index, benchmark, or derivative work offered to third parties
• Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, algorithms, or methodologies underlying the Services
• Circumvent, disable, or interfere with any authentication, rate limit, access control, or security feature of the Services
• Share, lease, transfer, or otherwise expose your API key or account credentials
• Use automated tools (including scrapers, crawlers, or bots) to access the Services in a manner that exceeds your subscription’s rate or volume limits
• Use the Services to engage in market manipulation, insider trading, spoofing, or any other unlawful market activity
• Remove, obscure, or alter any proprietary notices or markings

Violation of the Acceptable Use provisions may result in immediate suspension or termination without refund, and may also give rise to legal claims for damages.

AI Forecasts and Predictions

A portion of the Services consists of AI-generated forecasts, predictions, probabilities, sentiment scores, and related analytical outputs (“AI Outputs”). You acknowledge and agree that:

• AI Outputs are probabilistic estimates, not guarantees, and are inherently uncertain
• AI Outputs may be inaccurate, incomplete, or materially wrong at any time
• Past performance of any AI Output, model, or signal is not indicative of future results
• AI Outputs may reflect biases in source data, model assumptions, or training procedures
• You are solely responsible for evaluating the suitability of any AI Output for your use case
• FinBrain accepts no liability whatsoever for trading losses, investment decisions, or other outcomes based on AI Outputs

MCP and Third-Party AI Integrations

The Services include the FinBrain MCP server and may be accessed by third-party large language models (“LLMs”) and AI assistants (including but not limited to Claude, ChatGPT, and custom agents) (“Third-Party AI”). You acknowledge and agree that:

• FinBrain does not control Third-Party AI and is not responsible for their outputs, behavior, errors, or omissions
• Third-Party AI may misinterpret, misrepresent, hallucinate, or fabricate information when processing FinBrain data
• You are solely responsible for validating any output produced by Third-Party AI before relying on it
• FinBrain accepts no liability whatsoever for losses, damages, or decisions arising from outputs generated by Third-Party AI, regardless of whether the underlying FinBrain data is correct
• You remain bound by the redistribution and acceptable use provisions of these Terms when integrating FinBrain data into any Third-Party AI workflow

Data Accuracy and Availability

Not Financial Advice

The Services and all data, forecasts, signals, and analytics provided through them are for informational purposes only and do not constitute financial, investment, legal, tax, accounting, or other professional advice. FinBrain is not a registered investment advisor, broker-dealer, or fiduciary. You should consult qualified professionals before making any investment, trading, or business decision.

No Guarantee of Accuracy, Completeness, or Timeliness

FinBrain makes no representation or warranty that the data is accurate, complete, current, uninterrupted, or free of errors or omissions. Data is aggregated from multiple sources and may contain:

• Errors, inaccuracies, or inconsistencies in source data
• Missing, delayed, stale, or revised data points
• Gaps in coverage across tickers, markets, dates, or fields
• Changes, corrections, or removals at any time without notice

FinBrain accepts no liability for any error, omission, delay, interruption, corruption, or unavailability of data, whether caused by source data issues, technical failures, upstream provider changes, or any other cause. You use the data at your own risk and are solely responsible for verifying any data before relying on it.

No Warranty

THE SERVICES AND ALL DATA, CONTENT, AND MATERIALS ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. FINBRAIN DOES NOT WARRANT THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT ANY DEFECTS WILL BE CORRECTED.

Intellectual Property

All content, data, software, models, algorithms, interfaces, designs, trademarks, logos, and other materials made available through the Services are owned by FinBrain Technologies or its licensors and are protected by intellectual property laws.

Nothing in these Terms transfers any ownership interest in the Services to you. Your subscription grants only the limited license described above.

Redistribution and Licensing

The data delivered through the Services is licensed for your internal use only. Redistribution, resale, syndication, or external client-facing display of the data — in raw, transformed, derivative, or aggregated form — is prohibited unless you have purchased a separate redistribution license from FinBrain.

Enterprise and redistribution licenses are available on a negotiated basis. Contact info@finbrain.tech to discuss licensing terms for your use case.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

• FINBRAIN, ITS OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AFFILIATES, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR RELATING TO THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES
• FINBRAIN SHALL NOT BE LIABLE FOR ANY TRADING LOSS, INVESTMENT LOSS, OR OTHER FINANCIAL HARM RESULTING FROM YOUR USE OF, OR RELIANCE ON, ANY DATA, FORECAST, SIGNAL, OR OUTPUT PROVIDED BY THE SERVICES
• FINBRAIN SHALL NOT BE LIABLE FOR ANY OUTPUT, HALLUCINATION, OR ACTION OF ANY THIRD-PARTY AI OR LLM INTERACTING WITH THE SERVICES
• FINBRAIN’S TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO FINBRAIN IN THE THREE (3) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100)

These limitations apply to the fullest extent permitted by law even if any remedy fails of its essential purpose.

Indemnification

You agree to indemnify, defend, and hold harmless FinBrain Technologies and its officers, directors, employees, contractors, affiliates, and licensors from and against any and all claims, demands, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to:

• Your access to or use of the Services
• Your violation of these Terms
• Your violation of any third-party right, including any intellectual property or privacy right
• Your trading, investment, or business decisions
• Any content or data you submit or transmit through the Services

Third-Party Services

The Services rely on third-party infrastructure and service providers, including cloud hosting, payment processing, and analytics. Your use of the Services is also subject to the applicable terms and privacy policies of those providers. FinBrain is not responsible for the acts, omissions, or policies of third-party providers.

Service Availability and Modifications

We strive for high availability but do not guarantee uninterrupted or error-free access to the Services. We may:

• Perform scheduled or emergency maintenance
• Suspend access for security, legal, or technical reasons
• Add, modify, deprecate, or discontinue features, datasets, or endpoints at any time, with or without notice
• Enforce rate limits and usage quotas

FinBrain is not liable for any loss or damage arising from any such change, suspension, or discontinuation.

Suspension and Termination

We may suspend or terminate your access to the Services, with or without notice, if:

• You breach these Terms
• You fail to pay applicable fees
• We reasonably suspect fraudulent, abusive, or unlawful activity
• We are required to do so by law or legal process
• We decide to discontinue the Services or a material portion of them

Upon termination, your license to use the Services ends immediately. Provisions of these Terms that by their nature are intended to survive termination (including, without limitation, Intellectual Property, Limitation of Liability, Indemnification, and Governing Law) shall survive.

Modifications to these Terms

We may update these Terms from time to time. Material changes will be communicated by updating the “Last updated” date above and, where appropriate, notifying you by email or through the Services. Your continued use of the Services after changes take effect constitutes acceptance of the updated Terms.

Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict of law principles. Subject to the Dispute Resolution section below, the state and federal courts located in Delaware shall have exclusive jurisdiction over any non-arbitrable disputes.

Dispute Resolution

Any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved through binding, confidential arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. The arbitration shall be conducted in English. Notwithstanding the foregoing, either party may seek injunctive or equitable relief in court for actual or threatened infringement of intellectual property rights.

Class Action Waiver: You and FinBrain agree that any dispute shall be brought in an individual capacity only and not as a plaintiff or class member in any purported class, collective, or representative proceeding.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and FinBrain regarding the Services and supersede all prior agreements or understandings.

Contact Information

For questions about these Terms:

Email: info@finbrain.tech Website: finbrain.tech

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Last updated: April 18, 2026